Refinance for
Lower rate or
Shorter term
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Get a Tailored Refinance Quote
FREE - Refinance Rate and Term Analysis
Los Angeles Refinance Guide: Free Rate & Term Analysis
Step 1: Enter Your Current Loan Details
Provide your current mortgage details to evaluate refinance options.
Step 2: Check Your Property Value
Find your property value using an online tool or contact us for a free estimate.
Find Property ValueStep 3: Evaluate Your Refinance Options
Step 4: View Your Refinance Quote
Click below to retrieve your rate and view your detailed quote.
Step 5: Understand Your Quote Fees
Learn about the fees and costs in your refinance quote.
Explore Fees & CostsStep 6: Prepare Your Documents
Review the list of documents needed for your refinance.
View Document ChecklistStep 7: Submit Your Loan Application
Ready to proceed? Apply now to lock your rate and start the refinance process.
Apply NowStep 8: Appraisal (if Required)
An appraisal may be ordered to confirm your property value. If waived, we'll proceed to the next step.
Step 9: Sign Loan Documents
A notary from escrow will schedule a meeting to sign your loan documents.
Step 10: Loan Funding & Closing
Congratulations! Your loan will fund and close, completing the refinance process.
Visit Our HomepageRequest Your Rate Quote
| Estimated Value: | $0 | Loan Balance: | $0 | Loan Purpose: | NoCash-Out Refinance |
|---|---|---|---|---|---|
| Occupancy: | Primary Residence | Property Type: | Condominium | Zip Code: | 00000 |
| Product: | Conventional Fixed | Interest Rate: | APR / |
| Credit or charge for interest rate | $0.00 |
| Underwriting fee | $1,295.00 |
| Processing fee | $0.00 |
| Appraisal Fee | $600.00 |
| Tax Service Fee | $0.00 |
| Credit Report | $70.00 |
| Final Inspection | $0.00 |
| Title Escrow / Settlement Fee | $650.00 |
| Title Endorsement Fee | $100.00 |
| Title - Lender's title insurance | $505.00 |
| Recording Service Fee | $150.00 |
| Recording Fee | $425.00 |
| Transfer Taxes | $0.00 |
| Prepaid Interest | |
| Hazard Insurance Premium | $0.00 |
| Mortgage Insurance Premium | $0.00 |
| Property Taxes | $0.00 |
| Hazard Insurance Reserve | $0.00 |
| Mortgage Insurance Reserve | $0.00 |
| Flood Insurance Reserve | $0.00 |
| Property Taxes | $0.00 |
| Existing Liens | $0.00 |
| Plus: Approximated Closing Costs | $0.00 |
| Plus: Approximated Prepaid Charges | $0.00 |
| Plus: Estimated Total Payoff and Payments | $0.00 |
| Subtotal | $0.00 |
| Less: Loan Amount | $0.00 |
| Less: Closing Cost Financed | $0.00 |
| Other Contribution: | $0.00 |
| Less: Lender Credit | |
| Cash From/To Borrower | $0.00 |
| First Mortgage P&I | |
| Other Financing P&I | $0.00 |
| Homeowner's Insurance | $0.00 |
| Supplemental Property Insurance | $0.00 |
| Property Taxes | $0.00 |
| Mortgage Insurance | $0.00 |
| Homeowner Assn. Dues | $0.00 |
| Other | $0.00 |
| Total Approximated Monthly Payment |
Office:
453 S. Spring Street, Suite 400,
Los Angeles, California 90013
Call
+1(213) 510-1717
Mortgage information and important limitations
Information on this website is general educational information. It is not a loan approval, commitment to lend, personalized rate quote or guarantee of savings. Available financing and final loan terms depend on the lender, program, applicant and property, and are subject to verification and applicable underwriting requirements.
Loan programs and requirements can change. Down-payment assistance, when available, has separate eligibility and funding conditions and may involve a second loan or repayment obligation. A low- or no-down-payment option does not necessarily eliminate closing costs or other required funds.
Calculator results are estimates based on the information and assumptions shown, not offers of credit. Actual rates, APR, fees, payments and savings may differ. Review each tool's stated inclusions and exclusions and obtain the applicable loan disclosures before making a financing decision. A lower monthly payment does not necessarily mean a lower total borrowing cost.
A mortgage or home-equity loan is secured by your property. Failure to meet its terms can put your home at risk. O1ne Mortgage Inc., DBA Los Angeles Mortgage Lender, is not a government agency and is not endorsed by VA, FHA, USDA or CalHFA.
O1ne Mortgage Inc., DBA Los Angeles Mortgage Lender
Real Estate Broker — California Department of Real Estate
California DRE #02103625 · Corporate NMLS #1906814
Los Angeles Mortgage Lender — DBA NMLS #2530594
Loan officer: Georges Kfoury · California DRE #01386688 · NMLS #365129
Equal Housing Lender.
453 S. Spring Street, Suite 400, Los Angeles, CA 90013
Office visits by confirmed appointment only. No walk-ins.
Phone: (213) 510-1717
Email: [email protected]
Staffed phone hours: Monday–Friday, 9 AM–5 PM Pacific.
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