Refinance for
Lower rate or
Shorter term
Discover Your Best Rate
Get a Tailored Refinance Quote
FREE - Refinance Rate and Term Analysis
Los Angeles Refinance Guide: Free Rate & Term Analysis
Step 1: Enter Your Current Loan Details
Provide your current mortgage details to evaluate refinance options.
Step 2: Check Your Property Value
Find your property value using an online tool or contact us for a free estimate.
Find Property ValueStep 3: Evaluate Your Refinance Options
Step 4: View Your Refinance Quote
Click below to retrieve your rate and view your detailed quote.
Step 5: Understand Your Quote Fees
Learn about the fees and costs in your refinance quote.
Explore Fees & CostsStep 6: Prepare Your Documents
Review the list of documents needed for your refinance.
View Document ChecklistStep 7: Submit Your Loan Application
Ready to proceed? Apply now to lock your rate and start the refinance process.
Apply NowStep 8: Appraisal (if Required)
An appraisal may be ordered to confirm your property value. If waived, we'll proceed to the next step.
Step 9: Sign Loan Documents
A notary from escrow will schedule a meeting to sign your loan documents.
Step 10: Loan Funding & Closing
Congratulations! Your loan will fund and close, completing the refinance process.
Visit Our HomepageRequest Your Rate Quote
| Estimated Value: | $0 | Loan Balance: | $0 | Loan Purpose: | NoCash-Out Refinance |
|---|---|---|---|---|---|
| Occupancy: | Primary Residence | Property Type: | Condominium | Zip Code: | 00000 |
| Product: | Conventional Fixed | Interest Rate: | APR / |
| Credit or charge for interest rate | $0.00 |
| Underwriting fee | $1,295.00 |
| Processing fee | $0.00 |
| Appraisal Fee | $600.00 |
| Tax Service Fee | $0.00 |
| Credit Report | $70.00 |
| Final Inspection | $0.00 |
| Title Escrow / Settlement Fee | $650.00 |
| Title Endorsement Fee | $100.00 |
| Title - Lender's title insurance | $505.00 |
| Recording Service Fee | $150.00 |
| Recording Fee | $425.00 |
| Transfer Taxes | $0.00 |
| Prepaid Interest | |
| Hazard Insurance Premium | $0.00 |
| Mortgage Insurance Premium | $0.00 |
| Property Taxes | $0.00 |
| Hazard Insurance Reserve | $0.00 |
| Mortgage Insurance Reserve | $0.00 |
| Flood Insurance Reserve | $0.00 |
| Property Taxes | $0.00 |
| Existing Liens | $0.00 |
| Plus: Approximated Closing Costs | $0.00 |
| Plus: Approximated Prepaid Charges | $0.00 |
| Plus: Estimated Total Payoff and Payments | $0.00 |
| Subtotal | $0.00 |
| Less: Loan Amount | $0.00 |
| Less: Closing Cost Financed | $0.00 |
| Other Contribution: | $0.00 |
| Less: Lender Credit | |
| Cash From/To Borrower | $0.00 |
| First Mortgage P&I | |
| Other Financing P&I | $0.00 |
| Homeowner's Insurance | $0.00 |
| Supplemental Property Insurance | $0.00 |
| Property Taxes | $0.00 |
| Mortgage Insurance | $0.00 |
| Homeowner Assn. Dues | $0.00 |
| Other | $0.00 |
| Total Approximated Monthly Payment |
Office:
453 S. Spring Street, Suite 400,
Los Angeles, California 90013
Call
+1(213) 510-1717
Mortgage Disclaimer
Important Disclosure for 100% Financing Options
This website provides general information only, not a loan commitment. 100% financing options (VA, FHA with DPA, USDA, CalHFA) are subject to credit approval, appraisal, and program guidelines. Terms/rates may change.
- VA Loans: For eligible veterans/service members. No down payment. Min. credit ~620. VA funding fee applies.
- FHA with DPA: 3.5% down, 100% financing with DPA. Min. credit 600. PMI required. DTI ~56.9%. Income limits may apply.
- USDA Loans: Rural areas. No down payment. Min. credit ~640. Income ≤115% AMI. DTI ~29/41%.
- CalHFA: DPA for first-time buyers. Min. credit ~660. Income limits by county. DTI ~45%.
Eligibility varies by credit, income, and program rules. Consult a professional for details. Not affiliated with VA, FHA, USDA, or CalHFA.
Los Angeles Mortgage Lender
NMLS #2530594
Equal Housing Lender.
Facebook
Instagram
Youtube