Mortgage Disclaimer

Important Disclosure for 100% Financing Options

This website provides general information only, not a loan commitment. 100% financing options (VA, FHA with DPA, USDA, CalHFA) are subject to credit approval, appraisal, and program guidelines. Terms/rates may change.

• VA Loans: For eligible veterans/service members. No down payment. Min. credit ~620. VA funding fee applies.
• FHA with DPA: 3.5% down, 100% financing with DPA. Min. credit 600. PMI required. DTI ~56.9%. Income limits may apply.
• USDA Loans: Rural areas. No down payment. Min. credit ~640. Income ≤115% AMI. DTI ~29/41%.
• CalHFA: DPA for first-time buyers. Min. credit ~660. Income limits by county. DTI ~45%.

Eligibility varies by credit, income, and program rules. Consult a professional for details. Not affiliated with VA, FHA, USDA, or CalHFA.

Los Angeles Mortgage Lender
NMLS #2530594
Equal Housing Lender.